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Bankruptcy ins and outs????

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Bankruptcy ins and outs???? Empty Bankruptcy ins and outs????

Post by elvis44102 on Sun Dec 15, 2013 9:52 pm

a friend wants to file bankruptcy, how much does it cost

any advice would be helpfull
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Post by jmainframe on Mon Dec 16, 2013 11:01 am

Elvis,

Have your friend consult a bankrupcy lawyer. First consulatation is free, if the lawyer is legitimate. Bankrupcy is not the clear solution it used to be. The crummy government is clamping down, since so many people are filing for bankrupcy in this crummy economy. For instance, student loans are usually NOT forgiven (at one time they were). Lawyer's fees range between $1,000 to $2,500 depending on location.
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Post by elvis44102 on Tue Dec 17, 2013 11:48 am

yes, i knew about the student debt not being covered,
and looked up fees in bankruptcy court
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Post by DesperateInRI on Tue Dec 17, 2013 3:07 pm

Be careful how you file. Big difference between Chapter 7 and 11.

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Post by elvis44102 on Tue Dec 17, 2013 10:57 pm

DesperateInRI wrote:Be careful how you file. Big difference between Chapter 7 and 11.

my friend really just wants to re-establish a credit rating, it looks like there is a huge difference in cost assoc with chap 7 vs chap 11
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Post by 503Depressed on Wed Dec 18, 2013 4:30 pm

I've done ch 7 twice. It is was easier to re-establish credit after a bankruptcy. I wish student loans were able to be taken out via Bankruptcy.
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